Government-Backed Loans to Support Qualified Small Businesses

At Prestigious Capital Group, we assist eligible business owners in accessing the loan programs of the U.S. Small Business Administration (SBA) — helping you navigate the process and positioning your application for the best possible outcome. These programs are designed for businesses that meet the SBA’s criteria and are seeking competitive rates, longer repayment terms, or refinancing options.

What SBA Financing Can Be Used For

SBA-backed loans may be used for a variety of business purposes, including:

• Purchasing or refinancing real estate or buildings

• Acquiring or installing machinery and equipment

• Providing working capital

• Refinancing existing business debt
  

Why Consider an SBA Loan Through Our Team?

• Competitive terms: Because these loans are partially guaranteed by the SBA, you may access more favorable interest rates and longer repayment schedules compared to many non-SBA options.

• Dedicated support: We guide you through the documentation, eligibility, lender matching, and closing process — helping to simplify what can otherwise be complex.

• Scalability: Ideal for growth-minded companies that need more time to repay or are seeking substantial capital to scale operations.

Eligibility & Process Highlights

• Your business must be for-profit, operating in the U.S., satisfy SBA size standards, and show that reasonable credit was not available on similar terms from non-government sources.

• Lenders and the SBA review your cash flow, repayment ability, and other underwriting criteria. Collateral and personal guarantees may be required.

• Terms vary based on loan type, size, and purpose. For example, SBA’s 7(a) program may offer loans up to $5 million, subject to program rules.

• The process typically takes longer than many alternative funding options due to documentation and lender/SBA review—but the trade-off can be better long-term terms.

Important Disclosures

• Approval for any SBA-backed loan is not guaranteed. Eligibility, underwriting, and approval vary by business, lender, and SBA program.

• Loan terms (including interest rates, fees, collateral, and repayment schedule) depend entirely on your business profile, financials, and the lender’s evaluation.

• Because of the documentation and review process, the timeline from application to funding can be significantly longer than expedited funding options.

• Before signing any commitment, it’s advisable to review all terms, ask questions, and seek independent advice if needed.

Ready to Explore SBA Financing?

If your business is ready for growth, refinancing, expansion, or equipment investment, let our team review whether an SBA-backed loan is a suitable fit. Contact us today, and we’ll walk you through your options, eligibility requirements, and next steps.

Apply now or book a consultation to discuss how SBA financing could support your business goals.