FAQs
FAQ
Everything You Need to Know About Business Funding with Prestigious Capital Group
FAQs
We offer a variety of funding solutions tailored to meet the needs of small and mid-sized businesses, including Merchant Cash Advances (MCA), In-House Funding, Asset-Based Lending, Consolidation Loans, SBA/Line of Credit Financing, and Premium Merchant Funding.
We pride ourselves on speed. Many of our clients receive approval within the same business day and funding within 24 to 48 hours—depending on the type of financing and documentation provided.
Requirements vary by funding type, but generally, you should have at least 4 months in business, a consistent monthly revenue stream, and basic documentation such as bank statements and identification.
For most funding types, we perform a soft credit check that does not impact your score. However, your business’s revenue and financial health are the primary factors in approval decisions.
Funding limits are based on several factors including your monthly revenue, average daily balances, industry risk, and business history. We also consider seasonal trends and cash flow health to ensure your offer aligns with your repayment capacity.
Yes. From your initial application to final repayment, you'll have a dedicated funding specialist who understands your business and can guide you through every step of the process—including renewals and future funding needs.
Many of our funding options come with early payoff discounts or zero prepayment penalties, depending on the structure of your agreement. We’ll walk you through the best strategy for minimizing costs while maintaining flexibility.
We serve a wide range of industries, including retail, trucking, construction, healthcare, e-commerce, hospitality, and more. Our flexible underwriting allows us to provide custom offers—even in higher-risk or underserved sectors.